How to Improve Your Credit Score

credit scoreI have had several clients talking to me lately about how to get prepared for purchasing a home, and specifically how to get financially prepared.  One big aspect of that is your credit score.  Now, I do not know the ins and outs of how your credit score works, but I do know a fantastic tool that can help you grow your credit score (for free!). is free to sign up for and it is pretty amazing.  (I am not affiliated with Credt Karma, and I do not get paid for endorsing them.)  It breaks your credit profile down into many different factors and then tells you where you are strong and where you are weak.  It tells you specifically what you can do to make your credit score better. What has amazed me the most when I have used it is how quickly some of the things it will tell you to do can affect your score. Not everything you do will change your score rapidly, but some changes did for me.

As always, if you know anyone looking to buy, sell, or invest in a home, call me at 515.724.3163, email me at, or find more about me at or

Have a great weekend!

~Ryan Lynch